Lately we have all realised that holding liquid wealth, or saving up a certain amount, is not enough to guarantee you can rely on that money later — not even by putting it in the bank, because the currency has lost at least 50% of its value in the last six months.
So we all started thinking about ways to preserve that value. The quickest and most available options are converting money into foreign currency, gold, or property. The real question is: which of them protects your money?
Foreign currency can be ruled out — it is hard to access right now except through complicated procedures and in small amounts. That leaves gold and property, and we are here to tell you property is by far the smarter investment:
- Property prices do not fall. Their rates of rise and fall are largely stable, unlike gold, which follows market movement and swings up and down very sharply.
- The return on property is greater than the return on gold, because a property does not only preserve the value of your money — it is also an investment you can grow by renting it out in different ways, something gold can never offer.
- The risk of owning gold is far higher than the risk of owning property. Property is a safe investment, a large fixed asset that gives the owner peace of mind, whereas the risk of gold being stolen or lost is significantly higher.
All of this depends on your purpose for investing and the approach you prefer — but property is the safest investment at a time when nothing is guaranteed.
